The National Credit Union Share Insurance Fund (NCUSIF), managed by The National Credit Union Administration (NCUA) insures your funds on deposit at the Credit Union in the event of liquidation. All Federal Credit Unions are insured through this insurance fund, which is backed, by the full faith and credit of the U.S. Government. This insurance cannot be terminated. You will see the official NCUA sign throughout the Credit Union at both of our branches.

Share accounts in federally insured credit unions are insured up to the Standard Maximum Share Insurance Amount (SMSIA), $250,000 as of October 3, 2008. The Emergency Economic Stabilization Act of 2008 increased the insurance coverage on all accounts up to $250,000 until December 31, 2009. The Helping Families Save Their Homes Act of 2009, signed into law May 20, 2009, includes a provision extending $250,000 share insurance coverage provided by the National Credit Union Share Insurance Fund through December 31, 2013. Qualifying established accounts in a federally insured Credit Union are insured up to the Standard Maximum Share Insurance Amount, which is $250,000. You may be able to get an additional $250,000 of coverage for certain retirement accounts, such as IRA's and Keoghs. Generally, if a Credit Union member has more than one account in the same Credit Union, those accounts are added together and insured in the aggregate. There are exceptions though. You may obtain additional separate coverage on multiple accounts if you have different ownership interest or rights in different types of accounts. To find out more about NCUSIF and how it applies to your accounts at the Credit Union consult Your Insured Funds and the NCUA Share Insurance Estimator provided by NCUA. Your Insured Funds can also be obtained in hard copy at the Credit Union.