First Bristol Federal Credit Union is committed to providing members with financial products and services to meet their needs and to reach their financial goals. We are equally committed to protecting members' privacy. You can be confident that protecting your financial privacy is a priority at FBFCU.

We are providing you with our privacy policy as required by law. You will receive this policy once a year from us. It explains how we collect, use and protect your financial information. If you have any questions in regards to this policy, please contact us at 1-800-692-8328.

Information We Collect and Disclose About You

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with us or others including those companies that work closely with us to provide you with diverse financial products and services;
• Information we receive from credit reporting agencies; and
• Information obtained when verifying the information you provide on an application or other form(s) (this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions).

We may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' nonpublic personal information, we only use vendors that agree that they will maintain the strictest confidentiality of members' nonpublic information and only use the information for the purposes intended. We forbid these companies to sell any nonpublic personal member information to other third parties.

In order to conduct the business operations of the Credit Union, we may also disclose nonpublic personal information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, to conduct the operation of the Credit Union, to follow your instructions as you authorize, or to protect the security of our financial records.

Disclosure of Information About Former Members

If you decide to terminate your membership with First Bristol Federal Credit Union, we will not share information we have collected about you except as may be permitted by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. All officers, directors, members of committees and employees of this Credit Union must hold in confidence all transactions of this Credit Union with its members and all information respecting their personal affairs, except when permitted by state or federal law. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.