Savings Rates

Investment Offerings
3 Month Certificate Dividend Rate APY
$1,000.00 minimum 0.10% 0.10%
$10,000.00 minimum 0.15% 0.15%
$50,000.00 minimum 0.20% 0.20%
6 Month Certificate
$1,000.00 minimum 0.20% 0.20%
$10,000.00 minimum 0.25% 0.25%
$50,000.00 minimum 0.30% 0.30%
1 Year Certificate
$1,000.00 minimum 0.30% 0.30%
$10,000.00 minimum 0.35% 0.35%
$50,000.00 minimum 0.40% 0.40%
2 Year Certificate
$1,000.00 minimum 0.50% 0.50%
$10,000.00 minimum 0.55% 0.55%
$50,000.00 minimum 0.60% 0.60%
3 Year Certificate
$1,000.00 minimum 0.70% 0.70%
$10,000.00 minimum 0.75% 0.75%
$50,000.00 minimum 0.80% 0.80%
4 Year Certificate
$1,000.00 minimum 0.90% 0.90%
$10,000.00 minimum 0.95% 0.95%
$50,000.00 minimum 1.00% 1.00%
5 Year Certificate
$1,000.00 minimum 1.00% 1.00%
$10,000.00 minimum 1.05% 1.06%
$50,000.00 minimum 1.10% 1.11%
Other Investment Offerings
Type Minimum Dividend Rate APY
IRA Accumulator Account - 0.10% 0.10%
Insured Money Market Account $100.00
minimum
0.05% 0.05%
  $2,500.00 minimum 0.10% 0.10%
  $25,000.00 minimum 0.20% 0.20%
  $75,000.00 minimum 0.25% 0.25%
Regular Share Account $100.00 minimum 0.05% 0.05%

For certificate accounts, there is a substantial penalty for early withdrawal. For variable rate accounts, the rate may change after the account is opened. Fees or other conditions may reduce the earnings on the above accounts. Annual Percentage Yield (APY) assumes all interest and principal remain on deposit for one year. Early withdrawal of principal or dividends will reduce the stated APY. The minimum opening balance for a Regular Share Account is $5.00. The minimum opening balance for a Certificate Account is $1,000. The minimum balance to open an Insured Money Market Account is $2,500. Please be advised that the above rates are subject to change at any time. For the most current rate information, call 860-584-0956.