Fees

Checking Account Fees

Description	Fee
Auto Transfer (NSF or uncollected funds)	$10.00/transfer
Check Printing	Prices vary
Copy of check	$5.00/item
Deposited Item Return	$20.00/item
Inactive Checking Account (if no activity for 6 months)	$10.00/month
NSF (submitted or resubmitted item paid using member privilege or returned)	$32.00/item
Uncollected Funds (submitted or resubmitted item paid using member privilege or returned)	$32.00/item
Sustained Negative Balance (after 31 days)	$20.00
Stop Payment	$25.00/request
Temporary Checks	$1.00/sheet
Monthly Checking Account (waived if 65 or over or have e-statements)	$2.00/month

Other Service Fees

Description	Fee
Account Reconciliation	$25.00/hour
Account Research	$25.00/hour
ACH Returned for NSF (submitted or resubmitted item paid using member privilege or returned)	$32.00/item
ACH Returned for Uncollected Funds (submitted or resubmitted item paid using member privilege or returned)	$32.00/item
ACH Stop Payment	$25.00/request
Auto Transfer (NSF or uncollected funds)	$10.00/transfer
Bank Check Made Payable to Account Owner(s) (over 4 per month)	$3.00/check
Bank Check Made Payable to Third Party (must be over $1,000)	$5.00/check
Certified Check	$10.00/check
Check Cashing (waived if 18 or under, 65 or over, or total deposit account(s) balance(s) over $200 or you have a loan)	$3.00/check
Deposited Item Return	$20.00/item
Deposit of a Foreign Item	$6.00/item
Early Closeout Account (if account is closed out within 90 days)	$10.00/closeout
Interim Statement	$2.00/page
Minimum Balance (waived if 18 or under, 65 or over, or total deposit account(s) balance(s) over $250 or you have a loan)	$3.00/month
Money Orders (up to and including $1,000)	$3.50/money order
Return Statement Handling Fee	$5.00/month
Statement Copy	$5.00/statement
Stop Payment on Bank Check	$25.00/request
Wire Transfers Incoming Outgoing Outgoing International	$10.00/transfer $20.00/transfer $35.00/transfer
Legal Process	$50.00/process
IRA Transfer to another Custodian	$20.00/transfer

Electronic Funds Transfer Fees

Description	Fee
*VISA Debit Card Replacement	$10.00/card
Auto Transfer (NSF or uncollected funds)	$10.00/transfer
Nonproprietary ATM Withdrawal	$1.00/inquiry
NSF (submitted or resubmitted item paid using member privilege or returned)	$32.00/item
Uncollected Funds (submitted or resubmitted item paid using member privilege or returned)	$32.00/item

*Rush delivery options are available upon request with applicable additional charges.

Bill Pay Fees

Description	Fee
Overnight Check Payment	$14.95
Same Day Electronic Payment	$9.95
Reinstate	$50.00
NSF (submitted or resubmitted item paid using member privilege or returned)	$32.00/item
Uncollected Funds (submitted or resubmitted item paid using member privilege or returned)	$32.00/item
Auto Transfer (NSF or uncollected funds)	$10.00/transfer
Stop Payment (including Zelle® when available)	$25.00/request

Safe Deposit Box — Annual Rental Fees

Description	Fee
3" x 5"	$30.00/box
5" x 5"	$60.00/box
5" x 10"	$90.00/box
10" x 10"	$135.00/box
Change of Lock/Drilling of Box	$125.00
Lost Key	$20.00

Par Value Of The Share

Description
Par Value of the Share	$5.00